About
Our Story
Founded by K. Sam Essien and his able colleagues, we at Charities Benefit Mortgage offer feasible options that you can choose from depending on your situation and your special needs.
Our very name says it all: CHARITIES BENEFIT MORTGAGE. A Direct Lender and Mortgage Banker.
We are very dedicated to nonprofits, especially community housing developers, to help them produce decent and affordable housing that we all need and deserve.
Too many times, these selfless community builders would go to the end of the world to assemble pieces of raw land, get the permits to develop housing for seniors and low-middle income Americans.
Then the harsh reality would eventually rear its head: No mainstream lenders would lend funds to build homes for regular folks! We are here to change this sad narrative.
We believe housing for seniors has got to be funded, seriously!


Extensive Experience
Our Values
Our core business values are longevity and experience. We put a major focus on client satisfaction and constantly strive to deliver perfection to each customer.
Get in touch with us to learn more about what we offer.


Public-Private Partnership
We were ardent promoters of PPP (Public-Private Partnership) long before the Pandemic pushed the phrase into our everyday language.
However, our concept of PPP is not Paycheck Protection Program. We use the term to describe something more meaningful. Nothing against the Pandemic-induced PPP
America has got all it takes to upright our country; make it whole. And since not a single sector can do all the work by themselves, Charities Benefit Mortgage leans heavily on Public-Private Partnership acting in concert to fix our nation.